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SBI PO 2024-25 English Test - 3
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SBI PO 2024-25 English Test - 3

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  • Question 1/10
    1 / -0.25

    In the sentence, certain words are in bold and numbered from A to E, which are the possible pairs to be interchanged. Choose the pair(s) of words which need to be interchanged to make the sentence grammatically correct and meaningful.

    Somehow, India's virtual beliefs elbow out (A) inversions actualities. Inverted representations, as we know, have often been (B) deployed in human histories as (C) balm for the forsaken– religion being the most (D) persistent of such (E) concrete.

    Solutions

    The correct answer is option 4) i.e. A-E.

    Let us look at the sentence in the following way-

    Somehow, India's virtual beliefs elbow out (A) ______ actualities. Inverted representations, as we know, have often been (B) ______  in human histories as (C) ______  for the forsaken– religion being the most (D) ______  of such (E) ______ .

    • Meanings of the words given in bold are:
      • Inversions mean the action of inverting something or the state of being inverted.
      • Deployed means brought into effective action.
      • Balm means something that has a soothing or restorative effect.
      • Persistent means continuing firmly or obstinately in an opinion or course of action in spite of difficulty or opposition.
      • Concrete means specific; definite.
    • It is clear that B and C are correct. Also, D justifies the bold word.
    • A requires an adjective that describes the actualities. E requires a noun that refers to the inverted representations. Inversion is a noun. Concrete is an adjective. Hence, we need to interchange A and E.

    Corrected sentence - Somehow, India's virtual beliefs elbow out (A) concrete actualities. Inverted representations, as we know, have often been (B) deployed in human histories as (C) balm for the forsaken– religion being the most (D) persistent of such (E) inversions.

  • Question 2/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    How does lending happen in terms of business and finance?

    Solutions

    Key Points

    Reading the passage we find the following lines:  

    "In terms of business and finance, lending often occurs in the context of taking out a loan."

    From the given line it is evident that in terms of business and finance lending occurs in the context of taking out a loan.

    Therefore the correct answer is it occurs in the context of taking out a loan.

  • Question 3/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    What is interest according to the passage?

    Solutions

    Key Points

    Reading the above passage we find the following lines:

    "The borrower pays a price for taking out the loan in the form of interest."

    From the given line we can conclude that interest is the price paid by the borrower for taking a loan.

    Therefore the correct answer is Price paid by the borrower for taking a loan.

  • Question 4/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    Which of the given statements is not true?

    Solutions

    Key Points

    Reading the passage we find that:

    • All the given options except option 3 is mentioned in the passage. 
    • In option 3 it is mentioned that lenders participate in the business.  
    • Let's look at the following line from the passage: 
      • "Lenders do not participate in your business in the same way as shareholders, owners, or partners."
    • Thus from the above line, it is very clear that option 3 is not mentioned in the passage.

    ​Therefore the correct answer is Lenders participate in the business in the same way as shareholders.

  • Question 5/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    Lending can be broadly broken down into how many categories?

    Solutions

    Key Points

    Reading the above passage we find the following line: 

    • "Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending."
    • From the given line it is very evident that lending can be broadly broken down into two categories. 

    Therefore the correct answer is Two.

  • Question 6/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    When does financing occur?

    Solutions

    Key Points

    Reading the passage we find the following lines:

    • "Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender." 
    • Reading the above lines it is evident that lending which is also known as financing occurs when a property or an asset is borrowed. 

    Therefore we can conclude that the correct answer is When a property or an asset is borrowed.

  • Question 7/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    Choose the correct option which is closest in meaning to the word settle.

    Solutions

    Key Points

    Let's look at the meaning of the given word and the correct option. 

    • Settle: Resolve or reach an agreement about something. 
    • Resolve: Settle or find a solution to something.  

    Thus from the above given meanings it is clear that both settle and resolve are synonyms and have similar meanings. 

    Therefore the correct answer is Settle.

    Additional Information

    • Prolong: Extend the duration of.
    • Fester: To become septic (of a wound) to become rotten.
    • Inhibit: Hinder, restrain or prevent.
    • Qualify: To be entitled to a particular benefit.
  • Question 8/10
    1 / -0.25

    Directions For Questions

    Direction: Read the following passage and answer the questions given below.

    Lending (also known as "financing") occurs when someone allows another person to borrow something. Money, property, or another asset is given by the lender to the borrower, with the expectation that the borrower will either return the asset or repay the lender. In other words, the lender gives a loan, which creates a debt that the borrower must settle.

    Simply put, lending allows someone else to borrow something. In terms of business and finance, lending often occurs in the context of taking out a loan. A lender gives a loan to an entity, which is then expected to repay their debt. Lending can also involve property or another asset, which is eventually returned or paid for in its entirety.

    Lending occurs whenever a lender gives something to a borrower on credit. It's a broad term that encapsulates many different kinds of transactions.

    Common lenders include financial institutions, such as banks and credit unions, that build a business model around lending money. The borrower pays a price for taking out the loan in the form of interest. If the lender feels there's a higher risk of not being paid back by a borrower, like with a new startup business, they will charge that borrower a higher interest rate. Lower-risk borrowers pay lower interest rates.

    Lenders do not participate in your business in the same way as shareholders, owners, or partners. In other words, a lender has no ownership in your business.

    Lending can be broadly broken down into two categories: personal (or "consumer") lending and business lending. Some types of loans are available in both personal and business lending, though they are handled differently.

    ...view full instructions

    Choose the correct option which is opposite in meaning to the word entity.

    Solutions

    Key Points

    Let's look at the meaning of the given word and the correct option. 

    • Entity: A thing with distinct and independent existence. 
    • Abstraction: Something dealing with ideas without having a concrete physical existence. 

    From the given points it is clear that

    both words have opposite meanings and are antonyms. 

    Therefore the correct answer is Abstraction.

    Additional Information

    • Establishment: A public institution or organization.
    • Corpus: A collection of written or spoken material; the entire work of a particular body.
    • Institution: a large and important organization, such as a university or bank.
    • Organization: a group of people who work together in an organized way for a shared purpose.
  • Question 9/10
    1 / -0.25

    Choose the word for the given options that could fit in the blank correctly.

    The young man worked hard in _______ of his famous father.

    Solutions

    Key Points

    • The blank gives the answer to the efforts that the young man made imitating his famous father.
    • Now let's understand the meaning of all options:
      • Copying: An instance of the making of a copy
      • Ape: Imitate uncritically and in every aspect
      • Simulation: The act of giving a false appearance
      • Emulation: Effort to equal or surpass another
      • Multiplication: The act of producing offspring or multiplying by such production.
    • Hence, option 4 is the most appropriate answer.

    The correct sentence is: The young man worked hard in emulation of his famous father.

  • Question 10/10
    1 / -0.25

    Select the most appropriate word to fill in the blank.

    Connectivity is _______ to develop a peaceful, prosperous, and sustainable Bay of Bengal region.

    Solutions

    Key Points

    • The given sentence is talking about the importance of connectivity for the development of the Bay of Bengal region.
    • Therefore, the most appropriate word to be filled in the blank is 'Essential'.
    • Also, the use of the word ''develop'' in the sentence indicates the use of the word 'essential' in the blank.
    • The word 'Essential' means Absolutely necessary; extremely important. 
      • Example: Patience is an essential attribute for a teacher.

    Hence, the correct answer is option 4.

    Complete Sentence: Connectivity is essential to develop a peaceful, prosperous, and sustainable Bay of Bengal region.

    Additional Information

    • Let us explore  the other options:
      • Inferential means Involving or characterized by conclusions reached on the basis of evidence and reasoning.
      • Exponential means Becoming more and more rapid.
      • Influential means Having a great influence on someone or something.
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