An investor is faced with a dilemma about where to invest his savings of 10 lakhs. Scheme A gives 10% interest compounded annually for 2 years and simple interest of 20% for the next 3 years. If the amount has increased less than 60%, additional 10% is also added to it. Scheme B gives a simple interest of 10% for 2 years and compound interest of 20% for 3 years compounded annually. If the amount has increased less than 50%, additional 15% is added to it. If the investor goes with the right choice, how much does he earn over his initial investment ?