• Consumer Price Index Number For Industrial Workers is released by the Labor Bureau, Ministry of Labor & Employment. 
• This index is the oldest among the CPI indices as its dissemination started as early as 1946.
• Consumer Price Index Numbers for Industrial workers measure a change over time in prices of a fixed basket of goods and services consumed by Industrial Workers.
• The target group is an average working-class family belonging to any of the seven sectors of the economy factories, mines, plantation, motor transport, port, railways and electricity generation and distribution.
• CPI (IW) is currently calculated at base 2001=100 for 78 centers and prices are collected from 289 markets across these 78 centers. 
• It is used for wage indexation and fixation of dearness allowance for government employees.

• Global Assessment Report – is published by UNISDR (United Nations Office for Disaster Risk Reduction). 
• The Global Assessment Report on Disaster Risk Reduction (GAR) is a biennial global assessment of disaster risk reduction and comprehensive review and analysis of the natural hazards that are affecting humanity.
• The GAR contributed to achieving the aims of the Hyogo Framework for Action through monitoring risk patterns and trends and progress in disaster risk reduction while providing strategic policy guidance to countries and the international community.

Reports published by the World Bank Group: 

• World Development Report
• Global Economic Prospects
• Doing Business Report
• Global Financial Development Report

Bharat Interface for Money (BHIM) is a UPI-based payment interface. Therefore, statement 1 is correct.

Developed by the National Payments Corporation of India (NPCI). Therefore, statement 2 is correct.

Allows real-time fund transfer. 

Launched in December 2016.

BHIM apps have three levels of authentication: therefore, statement 3 is not correct.

• For one, the app binds with a device’s ID and mobile number.
• Second, a user needs to sync whichever bank account (UPI or non-UPI enabled) in order to the conduct transaction.
• Third, when a user sets up the app they are asked to create a pin that is needed to log into the app.

Golden handshake:

• A payment (usually generous) made by a company to its employees for quitting the job prior to their service tenure.

Golden handcuff: 

• A royalty/bonus payment by a company to its staff (usually top ranking) to keep them with the company or to save them from poaching by other companies.

Golden hello:

• A large sum paid by a company to attract new staff to its fold.

Golden rule:

• A fiscal policy stance which suggests that over the economic cycle, Government should borrow only to ‘invest’ and not to finance the ‘current expenditure’. The attempts towards ‘balanced budgeting’, ‘zero-based budgeting’ developed under influence of this rule. 

Remote sensing satellite: ​

• It takes the imagery of the earth.
• Green area is generally considered as either forests or plantations. So, it is possible to forecast crop production.
• Using imagery information, it is possible to remotely assess an area for landslides. So, statement A is correct.
• If patches of green are seen amidst huge bodies of water, that signals presence of phytoplankton (Aquatic Productivity). So, statement B is correct.
• It can also be used for finding suitable location for infrastructure projects. So, statement C is correct.
• If the image is white, it may be interpreted as ice.

• Gudi Padwa is celebrated as the New Year, in the month of Chaitra Shukla Pratipada as per the Hindu Lunar Calendar, and is celebrated by the people in the Deccan region including Karnataka, Andhra Pradesh and Maharashtra. 
• It is the great ritual festival of Meiteis (an ethnic group in Manipur) which is observed on the first day of Manipur lunar month Shajibu, which falls in the month of April every year.  
• The Aoling Festival celebrates the arrival of spring and prays for a good upcoming harvest. The celebrations are held in the first week of April and coincide with the start of the Konyak New Year.

• India has not been a frequent user of IMF resources, IMF credit has been instrumental in helping India respond to the emerging balance of payments problems on two occasions. In 1981-82, India borrowed SDR 3.9 billion under an Extended Fund Facility, the largest arrangement in IMF history at the time. In 1991-93, India borrowed a total of SDR 2.2 billion under two stands by arrangements, and in 1991 it borrowed SDR 1.4 billion under the Compensatory Financing Facility. Therefore, statement 1 is correct.
• India’s internal debt is higher as compared to its external debt, as pointed out by the Economic Survey 2016-2017. Therefore, statement 2 is NOT correct.

• Fungi constitute a large, diverse group of heterotrophic organisms. Autotrophs are an organism capable of synthesizing its own food from inorganic substances using light or chemical energy. Green plants, algae, and certain bacteria are autotrophs. Fungi are heterotrophs as they cannot synthesize their own food. Therefore, statement 1 is not correct.
• Fungi and microbes can survive in space. Recently, various attempts are being made by various space agencies to catalogue these organisms. Therefore, statement 2 is not correct.
• Largely, meningitis is a bacterial disease, but fungi meningitis cases can also be witnessed in human, although its occurrence is rare. Therefore, statement 3 is correct.

• Liquidity Adjustment Facility (LAF) is a facility extended by the Reserve Bank of India to scheduled commercial banks to avail liquidity in essential cases. It is a major tool used in the implementation of monetary policy.
• It is a monetary policy tool that allows the bank to borrow money through repurchase agreements (repo and reverse repos). Thus, statement 1 is not correct.
• Liquidity adjustment facilities are used to aid banks in resolving any short-term cash shortages during periods of economic instability or from any other form of stress caused by forces beyond their control. Thus, statement 2 is correct.

• The German meteorologist Alfred Wegener proposed the continental displacement theory in 1912. This theory was related to the distribution of continents and oceans. Therefore, statement 1 is not correct.
• The basic concept of this theory was that all continents were connected in a single plot. According to Wegner, all the continents of today were part of this plot and it was surrounded by a large ocean. He named this large continent Pangea.
• Pangea means the whole earth. The vast ocean was called Panthalassa, which means water. Therefore, statement 2 is not correct.
• According to Wegner's argument, the partition of this large continent Pangea began about 200 million years ago. Pangea first divided into two large continental bodies Laurasia and Gondwanaland as northern and southern plots respectively.
• After this, Laurasia and Gondwanaland were gradually divided into many smaller parts, which are the contours of today's continent.